Rent to Own Frequently Asked Questions

What is rent -to-own?

Rent to own vehicle is targeted at individuals that can`t get finance or a loan to purchase a vehicle of choice. This is an option given to a client who wants to own a Vehicle and can rent the vehicle taking ownership at the end of rental term.

Can a blacklisted person/under debt review/low credit score/ITC Qualify?

With the banks and finance institutions it`s basically impossible therefore as CITY MOTORS CC, we have come up with this option so u can purchase a vehicle of your choice, so yes you surely can.

Who is Responsible for the Insurance?

It would be a client`s responsibility to have comprehensive insurance cover on the vehicle.

Is there a limitation on Mileage?

No, there`s No limitation on kilo meters travelled, on any vehicle.

Are there limitations on travel?

No, there`s No limitations on travel, However the Vehicle is not permitted to cross any borders. The vehicle is strictly to be used with in South Africa.

Can non South African citizen apply?

Yes you may however you would have to rent for 6 months before going on a rent to own agreement.

How do Vehicle Services work?

If the vehicle that`s on the agreement does not carry a motor plan then the client will pay for the servicing and maintenance of the vehicle.

How do I pay monthly?

Payments are made via debit order.

Is there a deposit required?

Yes there`s a deposit required on every vehicle.

What is the deposit for?

The Deposits goes towards any arrears instalments on the vehicle/Compensation to Owner or Dealership/ Delivery fees /Broker`s commission and contract fees. The Deposits might change at any time, so check back regularly.

Is there Delivery/Registration Charges?

No, there`s no Delivery/Registration charges. This is our responsibility not yours.

Can I choose a Vehicle and come to you to finance it?

No, the vehicles that are on this website are the only ones available.

Where do you get your vehicle from?

These vehicles are bought from Bank Finance Auctions, Trade in s or Private seller deals.

What documents is required to apply?

  • Copy of ID/Passport document
  • Copy of Drivers Licence
  • Proof of Residence not older than 3 months
  • Recent Salary Advise( Payslip)
  • 3 Months Bank Statement.

How long do the application processes take?

Documents can be faxed or E-mailed. We will revert back to you within 24 hrs on whether your application has been approved and what vehicle you qualify for.

How long after my application being approved, do I wait for the Rent -to-own vehicle?

After receiving confirmation of the application being approved, we will need you to pay a deposit required on the vehicle. We will then prepare a vehicle for you. This will take 4 working days to put the vehicle through all the mechanical and vehicle checks as well as fitting tracking system.

Can I request an upgrade from my Rent-to-Own Vehicle?

Yes, we do offer vehicle upgrades options for the duration of your existing contract.

What is the Rent -to-Own period?

We offer tailor made repayments options. You can choose a payment options from 0 months to 56 months.

Can I pay off my Vehicle if I have extra cash at later stage?

Yes we offer this option so u can end your payment term early.

When do I get the Ownership of the vehicle?

On Rent -to-Own, you are paying off a term on a vehicle, and Ownership will only be registered into your name at the end of that term.

Is there Residuals/Balloon Payments at the completion of my term?

No, No Residuals No Balloon Payments, No hidden costs.No hidden costs